Shop Now and Pay it Overtime with Afterpay

Shop Now and Pay it Overtime with Afterpay

It may be while trying to make an important purchase that you may realise that your bank balance has fallen too short or that you have exhausted your credit limit. In normal cases, you would miss out that purchase and would need to wait until you have enough balance, but not from now on.

Budget Safety Wear now brings to you an innovative and an even better way to pay for your workwear and safetywear orders, Afterpay. With Afterpay, you needn’t worry about your bank balance or credit limit while making your purchase, but just go on with your purchase. And now, what exactly is Afterpay?

Afterpay, a service from Afterpay Holdings, an Australian company, is a payment method that you can use to pay for your orders. With the aim of letting you “Shop Now. Take it Now” and “Pay it Overtime”, Afterpay provides you with a hassle free shopping experience at all times. With Afterpay, you can now buy what you want, without needing to spend a single cent on your purchase.

When you purchase online from Budget Safetywear and choose Afterpay as your payment option, Afterpay will pay for your order, which you need to pay in four equal, interest free fortnightly instalments. Your order, just like all other normal orders, will be processed and delivered to you. And so, how to make a purchase with Afterpay?

Purchasing with Afterpay is a simple process. After selecting your product and forwarding it to checkout page of Budget Safety Wear, choose Afterpay as your payment method. While you are there in the checkout page of Budget Safety Wear, choose Afterpay as your payment method. If you are new to Afterpay, then you would need to create your account with Afterpay by filling out a simple registration form with your details. Afterpay can only be used if you are aged more than 18 years and have a debit or credit card that you can link your account to.

If you are a returning customer, you can login with your account credentials at Afterpay. The total cost of your purchase from Budget Safety Wear will be paid by Afterpay on your behalf or you can also even just pay just 25% of the total cost and place your order, where the rest 75% will be paid by Afterpay. As the payment is made, Afterpay would split your payment into four equal instalments that would be due every 14 days, that are scheduled to be paid automatically.

By logging into your Afterpay account, you can view your orders, make your payments and manage your account details at any time. You have the option of making the payment before due date so that if you are not sure if your debit card will have the necessary balance at that time, you can pay in advance and avoid late fee charges.

The features of Afterpay are:

  • Quick setup and use of Account
  • Seamless Integration within Store
  • Flexible Interest-free Payment terms
  • Availability of Refund for Returns
  • Better Alternative to using a Card

FAQs on Afterpay

  • What is Afterpay?
    Afterpay is a new payment option available for purchasing apparels online from Budget Safety Wear. Afterpay allows customers residing in Australia to make their purchase online from Budget Safety Wear and shipped to them as per normal, without needing to pay for the order upfront, but only over four equal instalments, interest free.
  • Is Afterpay exclusive to Budget Safety Wear?
    No, Afterpay is a third party service provided by Afterpay Holdings, and not exclusive to Budget Safety Wear. Afterpay services are also used by many other retailers across Australia.
  • Who all can use Afterpay?
    Afterpay can be used by all those who are:
    • More than 18 years of age
    • Have an Australian residential address
    • Have a valid and verifiable email address and mobile number and
    • Use an Australian credit or debit card to make the purchase
  • How much should I pay to use an Afterpay account?
    There is no one time or subscription fees that you need to pay to create and use an Afterpay account and pay for your purchase using afterpay. The schedule of the installments you need to pay will be provided to you via email. If a payment is due and you have not paid it, then late fee charges will be applied (Please see clause 4.3 of the Terms of Afterpay). Standard card charges or fees can be applied as afterpay is linked with your Credit or Debit card.
  • Is it required to fill out a credit application form to use Afterpay?
    No, it is not required as your Afterpay account is linked to your credit or debit card, which has already been approved by because your credit provider or bank.
  • Is there a separate order processing for order paid for using Afterpay?
    No. When you pay using Afterpay, your order will be released for processing and dispatched just like any other order, that is paid in full by credit card or debit card.
  • How can I view my Afterpay payment schedule?
    You can log into your Afterpay account at any time to see your payment schedule and make a payment before the due date if you wish. Otherwise Afterpay will automatically deduct the instalments from your credit or debit card every fortnight.
  • How will I know when to pay my dues?
    Upon purchasing a product and paying for it using Afterpay in Budget Safety Wear, you will be sent an email from Afterpay showing your payment schedule.
  • Is it possible to return items paid for using Afterpay?
    Yes, if the product that you received complies to the Refunds and Exchanges Policy of Budget Safety Wear. Once you have returned the item, refund will be processed and the changes in payment schedule will be informed to you by Afterpay.
  • Can I exchange items from an order originally paid for using Afterpay?
    Yes, as per the Exchanges Policy of Budget Safety Wear, you can exchange products for  replacement items or a Budget Safety Wear store credit of the same value. But, for exchanges, your Afterpay payment schedule will not change.